Everything you want to know about the IUL!
IUL stands for Index Universal Life
What can the Index Universal Life or IUL be used for?
Infinite Banking (Being Your Own Bank)
Creating Your Own Personal Pension Plan (401k/IRA Alternative)
Tax Free Retirement Strategy that is Risk Free
College Savings Plan
Living Benefits which are a Long Term Care Alternative
Leaving a Legacy (Generational Wealth)
Permanent Life Insurance
The Most Efficient Way to Understand How the IUL Works is to Have an IUL Personally Structured and Illustrated for You!
So Why is The IUL So Good?
It's a flexible premium permanent life insurance that not only offers protection for your loved ones but also allows you to grow your wealth through tax-deferred gains. And with customizable options, you can tailor your coverage to meet your specific needs and goals. The IUL has been considered by many in the financial industry to be a Swiss Army Knife of Retirement Tools!
Infinite Banking
(Being Your Own Bank)
Why pay your bank interest when you can earn interest on the money you borrow?
One main principle of Infinite Banking is that
you finance everything you buy.
You Either Pay Interest or Give Up Interest!
Creating Your Own Tax-Free Personal Pension Plan
401k, IRA & Roth IRA Alternative
Here are some reasons why the IUL can be a good policy for creating a tax-free retirement account:
1. Tax-deferred growth
2. Tax-free withdrawals
3. No Required Minimum Distributions (RMDs)
4. Estate planning benefits
5. Death benefit protection
6. Living Benefits
College Savings Plan
An IUL policy can be a great alternative to a 529 plan for certain individuals.
Here are some reasons why:
1. Flexibility
2. No contribution limits
3. Tax advantages
4. No restrictions on schools
5. Death benefit protection
6. Use money for any purpose at anytime
Permanent Life Insurance
Leaving a Legacy and Generational Wealth
The IUL is a great permanent life insurance policy for several reasons.
Here are some of them:
1. Flexible Premiums
2. Cash Value Growth
3. Downside Protection
4. Tax Advantages
5. Permanent Coverage
6. A Death Benefit that Grows Massively Creating Generational Wealth
Let's Customize Your Plan!